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Andrew Blume, Author at Windermere Insurance LLC

Top 5 Reasons for Hurricane Claim Rejections

Hurricane damage can be devastating, and dealing with the aftermath of the storm is the worst time to realize an insurance policy is lacking. Some individuals opt to appeal hurricane claim denials, but it can be a lengthy process. Understanding policy coverage and addressing any gaps well before a storm makes landfall can help prevent […]

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Healthcare Cyber Security Issues You Need to Understand

Technology innovations have advanced healthcare in new and astonishing ways. However, evolving technology in medicine presents a ripe target for cybercriminals. The threats have progressed well beyond data breaches and ransomware—both of which are still significant cybersecurity concerns and can cause significant damage to the healthcare industry. Now, healthcare providers need to protect their patients […]

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How to Protect Your Art Collection

Whether you are a burgeoning art collector or an experienced connoisseur, you need to take all the necessary steps to safeguard your newly acquired assets. The minutiae of protecting an art collection may seem tedious, but it’s essential to prevent damage or loss due to the elements, poor storage, or theft. The following are several […]

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Don’t Rely Solely on Additional Insured Status for General Liability Coverage

Owning commercial or residential real estate comes with numerous responsibilities, and property owners often use project managers as intermediaries to handle the day-to-day duties. Accidents and losses are common occurrences in property management, and investors need insurance to protect their assets. What is Additional Insured Status? Additional insured (AI) status offers coverage to individuals or […]

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Best Shutters to Weather Severe Storms

Homeowners that live in regions experiencing frequent tropical storms and hurricanes have unique risks compared to those that live elsewhere. Homes may flood due to rising water or falling debris penetrating the home’s exterior. High-speed winds can hurl objects at the home, damaging the roof and siding or breaking windows. Installing storm shutters can mitigate […]

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Critical Coverage Gaps Which Can Impact Your Business

Business owners know they need business insurance; however, many may not understand the complexity of their coverage options and only purchase general liability insurance. While general liability can protect a business from most claims relating to products or services that caused injuries or property damage, it leaves several significant gaps. Insufficient insurance exposes companies to […]

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Reducing Injuries and Claims with Construction Site Security

Construction site security is critical to avoiding theft, vandalism, and injuries. These types of claims cost the industry billions, which reduces profits and drives up insurance premiums. A comprehensive approach to construction site security offers the best protection. Construction companies can combine the following methods to improve site security and avoid costly claims: Locks and […]

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What is Ransomware and What Could it Do to Your Business?

As the name implies, ransomware is a type of malware the blocks a company from accessing its data until they pay the hacker. The cost of the ransom can range from a few hundred dollars to tens of thousands of dollars or even more. Hackers commonly deploy two types of ransomware. The first is locker […]

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Key Insurance Coverages for Your Waterfront Home

Purchasing a waterfront property is an exciting venture, but high net worth (HNW) clients need the proper insurance to protect this asset. Waterfront properties require different insurance than houses further inland do, and a homeowner’s policy may not be sufficient. Depending on the location, HNW clients may need the following kinds of insurance: Homeowner’s insurance. […]

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5 Simple Ways to Reduce Your Risk of Cyber Breaches

Companies of all sizes are potential targets of cybercriminals. Though news headlines are dominated by large corporate breaches that can cost hundreds of millions of dollars, no business is immune to cyber threats. Companies can’t afford to take a reactive approach to cyber-attacks. The following recommendations can help your organization reduce the risk of cyber […]

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